Log Transactions and Set Their Categories
Log money in and out, choose each transaction's category, mark transfers between your own accounts, and read your cash flow.
Updated
Money › Transactions shows your cash flow, money in against money out, and every transaction. Most come in from bank statements; you can also log them yourself.
Log a Transaction
- Choose Log, then Transaction.
- Type the Amount: positive for money in, negative for money out. Choose its Currency, which starts as your display currency.
- Add a Description, such as “Groceries”.
- Choose a Category, such as Food and drink or Travel.
- Choose the Account it belongs to, if any, and its Date.
- Choose Log.
A transaction with no account still counts toward your income and spending, but not toward your net worth, since it belongs to no balance.
Categories
Categories come from one standard list, the personal finance categories Plaid uses across banks, so your spending can be compared across accounts. To change a transaction’s category, including an imported one’s:
- On Transactions, choose See all data.
- In the Category column, choose a new category for the row. It’s saved at once.
A bank file’s own category is kept where its name matches one of the list’s. Custom categories aren’t available.
Transfers Between Your Accounts
Moving money between two of your own accounts, such as paying off a credit card from checking, isn’t income or spending. Give both sides the Transfer category: transfers are left out of income, spending, and cash flow. Kaizora recognizes a transfer only by that category, so a transfer left in another category counts as spending on one side and income on the other.
A refund is income, so your income minus your spending is your net cash flow.
What the Page Shows
- Cash Flow: money in and money out across all your accounts over the chart’s range.
- History: every transaction, newest first. Its See all data opens them as a table, which Account narrows to one account.
- Metrics: net cash flow and the Kaizora Financial Health Score, among others.
Income, spending, and your savings rate are metrics of their own, each with its page.